| 1. Consult |
| Evaluate client needs, investment philosophy and objectives. |
| 2. Analyze |
| Outline tailored solutions that are consistent with the objectives and constraints. |
| 3. Design |
| Propose the best solution given consultation and analysis. |
| 4. Deliver |
| Create a structured product that achieves the desired outcome. |
| 5. Support |
| Provide accurate and timely information throughout the life of the product. |